Unloq Learning

Unlock Financial Confidence

Skipped that subject?
No problem.

Fast, affordable, hands-on finance training for managers.

Move from ‘what’s a P&L?’ to making high-stakes decisions in just 3 sessions of 90 minutes each. No prior knowledge expected.

Become literate in essential financial concepts and tools managers need.
Manage with confidence.
Access free ongoing support.

"I've always tried to avoid or delay commercial conversations because I felt silly for not understanding foundation level concepts. This training helped me overcome that in a fun and practical way."

Senior Delivery Manager

Course content

From orbit to the ground floor — and back. A journey through the numbers that run every business.

This is a structured, supported journey through the financial and commercial concepts that matter most in business — led by an experienced guide, not a textbook. No prior knowledge required. No judgment. Just clarity.

The course is structured as a choose-your-own-adventure story, where you play all the key roles.

Session 1

Edge of space: Orientation - first principles
- The investor’s trilemma: scarcity, uncertainty and the cost of doing nothing.
100,000 feet: Buy a business
- Build the P&Ls for two competing businesses,
- Then decide which one to buy, based on numbers and narrative.

Image of a panel from the course materials. Panel includes 4 boxes that read: Get Oriented, Get Behind the Wheel, Make Real Decisions and Use the Tools

You'll be hands-on from the start.

Session 2

50,000 feet: Discover the acquired business needs a transformative investment
- Can you afford it? (Surprise! You’re the CEO now.)
- Build your balance sheet, to assess your capacity to invest.
- Learn about capitalisation and depreciation.
- Stress test the business case for the investment, using scenario analysis.
- Make the investment decision.
- Confront the opportunity costs that will need managing.

Image of a panel from the course materials. Headline: "Depreciation: where financials depart from reality" Subhead: "Financials" Graphic showing a 1-2-3 progression from 1) having lots of money (a big pile of coins, caption "Lot of money") to 2) building a factory to 3) still having the same pile of coins (caption "still got money!").

We'll demystify finance jargon together.

Between sessions 2 and 3

1,000 feet: Your investors and staff expect you to hold the line on profits during the transformation.
- Standing still is going backwards: cash deployed as capital expenditure (capex) is no longer earning interest.
- Review options to shore up your P&L.
- Review the full-year budget your exec team have assembled.
- Get ready to run!

You'll face into real-world dilemmas and make informed decisions.

You'll navigate complex financials with confidence.

Image of a panel from the course materials. Headline: So, what's your call, boss? Image of 2 traffic light icons. One is red, the other is green.

Session 3

Ground level: You’re in the game, it’s halftime, and it's not pretty.
- Halfway through the financial year, results are looking ugly.
- Review the P&L line by line to understand the drivers of the result - and who to hold accountable.
- Lead a sales reforecast to understand how much you’ll need to cut to make profit.
- Solve for profitability by making hard calls.

Image of a panel from the course materials. Complex spreadsheet with many rows and columns of numbers. Type is too small to see. Image illustrates how far students will go in being able to interpret complex financials.

Finally, back to orbit. Take stock and reflect on:
- What and who the numbers are for.
- How you used them and why.
- The stories they told - the truths and the lies.

Image of a panel from the course materials. Headline: Reflections & questions. Still image from a video call showing Mike Efron, the course instructor.

Ongoing support

Get in touch anytime after completing the course if you need a refresher or come across a financial concept that needs clarifying. On-demand support is available for 3 months following completion, at no charge.

Testimonials: hear from Unloq clients.

Your instructor: Mike Efron

Introductory pricing: see above

Want to learn more? Book a free 30-minute consultation.

NEW

Get in touch to learn more or book.

Designed for leaders who are new to financial literacy, and ready to stop feeling like they're one question away from being found out.

Instructor-led training:

1-on-1, small-group, and corporate options.
Virtual.
Fun.
Your instructor: Mike Efron

Introductory pricing, through 30 June 2026

1-on-1: $550
Group (max 6 participants): $220 per participant
Corporate groups: enquire for pricing.

All fees are in Australian Dollars and include GST. We accept card payments and bank transfers. And we offer a satisfaction guarantee.

Upon completion, you'll receive

Certificate of completion.
All course materials.
Session recordings.
Access to free ongoing support.

"In several meetings today, there was mention of 'budget', 'capex', 'opex' and cost allocation. It's the first time I actually followed along, genuinely understanding, instead of trying to look like I understand whilst freaking out internally."